Monday, June 30, 2008

Big Wall Nuts' Worst-Case Survival

Entry #1: How to get a cashier's check in under 24 hours

Here's the situation: it's 4:30 PM and you just found out that the $1300 security deposit you need to pay tomorrow morning has to be a money order or a cashier's check. You're 2000 miles away from the nearest branch of your (once) local credit union. They're on the east coast and are closed. You have $200 cash in pocket.

You quickly misread a Wikipedia page and think money orders only go up to $1000. You realize that most banks won't let you open an account without an in-state license or at least an in-state address.

Here's what to do:
  1. Look online to find a nearby bank that is open until 6 PM.

  2. Go to an ATM and take out $500.

  3. Have your wife take out $500.

  4. Take out another few hundred on a credit card (ouch).

  5. Walk into the bank half an hour before they close with an inch-stack of 20's in your hand.

  6. Explain that you want to open an account and get a cashier's check the next morning.

  7. IMPORTANT: Try not to look like a criminal!

So far so good. Now we need to see if the property management company will stick to their word tomorrow and let us move in.

1 comment:

Donna said...

You hike with bears, and your first worst-case survival advice is on cashier's checks? ;)
Good luck with the move. It's certainly been difficult considering you're not even in France... (three weeks ago I finally got to get an atm card - we're still waiting for the debit card that can be used at places other than our bank.)